Refinancing
Refinance your loan
Thinking of refinancing? Whether you’re chasing a sharper rate or looking to cash in on your home’s value (or heck, why not both?), you’re setting your sights on some tidy savings.
But let me tell you, refinancing isn’t just about shaving off a few points. It’s about future-proofing your finances and keeping up with the twists and turns of life.
Life’s thrown a few spanners in your works lately? Maybe your loan’s started to feel like an old pair of boots that don’t fit anymore. The right tweaks can give you more wiggle room, help you knock down that mortgage faster, or just straighten out your money game.
Give us a bell at Tradie Loans. Let’s roll up our sleeves and nail down the best refinancing deal made just for you.
|
Variable rates from 5.89% p.a* |
Comparison rate 5.92% p.a* |
The Hammer
SOLD! When every house looks like a nail… this is the loan for you. A simple and easy home loan for you.
About You
- PAYG Employee or Self Employed
- Clear Credit history
- Tax returns and financials up to date
- Just need a regular loan
Loan Features
- No on-going monthly or annual fees and charges.
- Owner-occupied or investment purposes permitted.
- Weekly, Fortnight and Monthly payment. options, with the ability to make additional repayments without penalty.
- Monthly Interest Only Options.
- Fee free redraw access is available for variable rate accounts.
- Vacant land and construction finance available (owner builders excluded).
- Fixed rate terms of 1 – 5 years available.
*Variable rate available for owner-occupied loan purposes paying principal and interest repayments up to a 70% LVR.
^WARNING: This comparison rate is based on a loan of $150,000 over a 25-year loan term and is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Information and interest rates are current as of 17/01/2024 for new customers only and are subject to change. Terms, conditions, fees, charges and credit criteria apply.
|
Variable rates from 6.64% p.a* |
Comparison rate 6.67% p.a* |
The Multi Tool
The real all-rounder loan that is made to cater for your home, business, or specific needs
About You
- Your tax returns and financials don’t reflect your current earnings.
- Checkered credit history but travelling fine now.
- Need a home loan, or looking to leverage equity in your home to fund your business or other purposes?
Loan Features
- No on-going monthly or annual fees and charges.
- Owner-occupied or investment purposes permitted.
- Weekly, Fortnight and Monthly payment options, with the ability to make additional repayments without penalty.
- Monthly Interest Only Options.
- Fee free redraw access is available for variable rate accounts.
- 100% Offset account.
- Monthly Lenders Mortgage Insurance.
*Variable rate available for owner-occupied loan purposes paying principal and interest repayments up to a 65% LVR.
^WARNING: This comparison rate is based on a loan of $150,000 over a 25-year loan term and is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Information and interest rates are current as of 01/02/2024 for new customers only and are subject to change. Terms, conditions, fees, charges and credit criteria apply.
Tradie Loans
Powered by
Resi...
Listen up, tradies. Ever thought of a loan built just for your grind? With Resi's solid 30-year history as a no-nonsense non-bank lender, our Tradie Loans are where your sweat meets our commitment. Dive into a deal that truly gets the Aussie hustle. Let's do this together.