Refinancing

Refinance your loan

Thinking of refinancing? Whether you’re chasing a sharper rate or looking to cash in on your home’s value (or heck, why not both?), you’re setting your sights on some tidy savings.

But let me tell you, refinancing isn’t just about shaving off a few points. It’s about future-proofing your finances and keeping up with the twists and turns of life.

Life’s thrown a few spanners in your works lately? Maybe your loan’s started to feel like an old pair of boots that don’t fit anymore. The right tweaks can give you more wiggle room, help you knock down that mortgage faster, or just straighten out your money game.

Give us a bell at Tradie Loans. Let’s roll up our sleeves and nail down the best refinancing deal made just for you.

Calculators

Variable rates from

6.14% p.a*

Comparison rate

6.19% p.a*

 

The Multi Tool

The real all-rounder loan that is made to cater for your home, business, or specific needs

 

About You

  • Your tax returns and financials don’t reflect your current earnings.
  • Checkered credit history but travelling fine now.
  • Need a home loan, or looking to leverage equity in your home to fund your business or other purposes?

Loan Features

  • No on-going monthly or annual fees and charges.
  • Owner-occupied or investment purposes permitted.
  • Weekly, Fortnight and Monthly payment options, with the ability to make additional repayments without penalty.
  • Monthly Interest Only Options.
  • Fee free redraw access is available for variable rate accounts.
  • 100% Offset account.
  • Monthly Lenders Mortgage Insurance.

 

Apply Online

Speak with a loan specialist

 

*Variable rate available for owner-occupied loan purposes paying principal and interest repayments up to a 70% LVR.
^WARNING: This comparison rate is based on a loan of $150,000 over a 25-year loan term and is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Information and interest rates are current as of 20/08/2025 for new customers only and are subject to change. Terms, conditions, fees, charges and credit criteria apply.

Tradie Loans
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Listen up, tradies. Ever thought of a loan built just for your grind? With Resi's solid 30-year history as a no-nonsense non-bank lender, our Tradie Loans are where your sweat meets our commitment. Dive into a deal that truly gets the Aussie hustle. Let's do this together.

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